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Jewellery & Watch Valuation Service

Jewellery & Watch Valuations

As part of our comprehensive customer services, we have offered a professional independent jewellery and watch valuation service, providing expert valuations, appraisals, and high-quality assessments for members of the public and retailers since 1979.

Our qualified team of jewellery and watch valuers will provide you with a detailed valuation report of your most treasured possessions, with a full range of valuation services available, including valuations for insurance purpose, probate, family division, open market sale, replacement values and post-loss assessment.

We accept single articles or happy to accept larger quantities of items for valuation. Whatever type of valuation is requested, we will make only a modest charge for the service, giving you considerable peace of mind for a relatively small cost.

We can also provide you with the necessary valuation documents for insurance companies free of charge with all new purchases.
 Valuation Services

Insurance Valuations

Valuations offer you the peace of mind that should anything untoward happen, your most treasured possessions and heirlooms are protected. We provide you with detailed descriptions, images, and replacement values for each individual item, in the unfortunate instance of your jewellery being either lost or stolen.

An insurance valuation offers a detailed statement of your items stating the latest up to date values to replace your jewellery, in most cases this replacement value may be considerably higher than you would get if you were to sell an item yourself.

Our Insurance Valuation would typically include;

• Cleaning of the item
• Detailed item description
• A detailed assessment of gemstones/diamonds
• Hallmarking information
• Condition statement
• Provenance (if applicable)
• Digital images
• Replacement Values

 

Valuation Services

Probate Valuations

Probate is the legal process of dealing a persons assets after they pass away. This is usually conducted by those who carry out the wishes of the deceased person, as stipulated in the will. If you are settling an estate, this is the valuation you need both to ensure there is a fair distribution among the heirs and is also a legal requirement by HMRC for items over a certain value. This is referred to as a probate valuation.

Unlike an insurance valuation which indicates the full retail replacement value, this assessment is based on the market value of the jewellery at the time of the deceased death. In other words, how much the items would be likely to fetch at auction..

Our Probate Valuation would typically include;

• Detailed item description
• Hallmarking information
• Condition statement
• Digital Images (if requested)
• Probate Value

Valuation Services

Valuing Your Jewellery - Q&A

A valuation is researched and professional opinion based upon experience allied with formal training in gemmology, diamond grading, settings and jewellery manufacturing processes, along with other specialist areas of product knowledge.

Valuations will be personally appraised by a registered (FGA, DGA, MIRV) and qualified valuer who is available to speak to for help and advice on all types of valuation services including, valuations for insurance purpose, probate, resale, or today's market value.

Why do I need a valuation?

In the event of loss, a valuation will establish how much the jewellery was worth, so it will make your claim easier. A correctly written valuation will help you prove your ownership of a piece, offering a much more detailed description than a standard shop receipt. It can also assist with recovering stolen property, all too often, the police recover stolen property but the owners are unable to prove ownership, meaning the property cannot be returned to their rightful owners. Even if your insurance company does not require a valuation, you may still desire one, offering peace of mind.

How often should I get my jewellery valued?

The value of gemstones and gold are affected by currency and world markets and subject to change. To ensure your valuation remains current and accurate, we recommend it should be revisited at least every three years.

Insurance Replacement Service

Anyone who has had to replace lost, stolen or damaged jewellery will tell you that it can be an emotional time. Many find that insurance companies give conflicting advice or worse, push their customers to only use their preferred advisers. While we hope that you never have to replace a special piece of jewellery or family heirloom it’s worth remembering that an insurance company cannot force you to use specific suppliers.

If this unfortunate situation ever arises, come and speak with us and we will do all we can to replace the items you have lost. If your piece was bespoke, our in-house jewellery designers can produce a replacement that mirrors the original.

Should you wish to discuss any of the above services, please contact our dedicated team of valuers on 01335 216 004. Alternatively, you can complete the form below which will be forwarded directly to our valuation team to follow up.


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